Business Insurance

Running a business comes with opportunity—and risk. The right business insurance helps protect your company, employees, and assets from the unexpected, so you can focus on growth with confidence. We offer tailored business insurance solutions designed to meet the real-world needs of today’s businesses, no matter the size or industry.

Commercial Auto

If your business owns, leases, or uses vehicles, personal auto insurance may not be enough. Commercial auto insurance provides protection specifically designed for vehicles used for business purposes.

Coverage can include:

Company-owned cars, vans, and trucks
Liability for accidents involving business vehicles
Physical damage, medical payments, and uninsured motorist coverage

Whether you have a single work vehicle or a full fleet, commercial auto insurance helps protect your business on the road.

Renters

If your business operates out of a rented or leased location, the building owner’s insurance typically does not cover your business property or liability. Business renters insurance helps fill that gap.

This coverage can help protect:

Business equipment, inventory, and furnishings
Liability for accidents occurring in your rented space
Losses that disrupt normal business operations

Business renters insurance is a simple but essential way to protect what’s yours—even when you don’t own the building.

Professional Liability

Even the most experienced professionals can face claims related to errors, omissions, or negligence. Professional liability insurance—also known as errors and omissions (E&O) insurance—helps protect your business from costly legal claims tied to the services or advice you provide.

This coverage is especially important for:

Consultants and service providers
Creative and technical professionals
Medical, legal, and financial service businesses

Professional liability insurance helps cover legal defense costs, settlements, and judgments, protecting both your reputation and your bottom line.

Workers Compensation

Workers’ compensation insurance is designed to protect both employees and employers when workplace injuries or illnesses occur. In many states, it’s a legal requirement for businesses with employees.

Workers’ compensation coverage can include:

Medical expenses related to work-related injuries
Lost wages during recovery
Employer protection from certain legal claims

This coverage helps ensure your employees are cared for while helping your business manage risk and stay compliant.

Commercial Property

Your business space and equipment are critical to daily operations. Commercial property insurance helps protect your physical assets from damage or loss caused by covered events such as fire, theft, or severe weather.

Coverage can apply to:

Office buildings and retail locations
Equipment, inventory, and furnishings
Owned or leased commercial spaces

With the right coverage in place, commercial property insurance helps minimize disruptions and supports faster recovery when unexpected events occur.

Umbrella/Excess Liability

Some claims can exceed the limits of standard business insurance policies. Umbrella and excess liability insurance provides additional coverage once those limits are reached, helping protect your business from significant financial loss.

This coverage can extend over:

General liability
Commercial auto liability
Employer liability

Umbrella and excess liability insurance offers added peace of mind, especially for businesses with higher exposure or greater risk.