Specialty Insurance

Not everything you own fits neatly into a standard insurance policy. From prized collectibles to weekend adventures, specialty insurance ensures the things that matter most to you are protected with coverage designed specifically for their value, use, and risk. We offer customized specialty insurance solutions that go beyond the basics—so you can enjoy what you love with confidence.

Antiques and Collectibles

Antique and collectible items often carry far more than monetary value—they tell a story. Standard homeowners insurance may not fully protect these one-of-a-kind pieces, especially if their value has appreciated over time.

Antique insurance provides specialized coverage for items such as:

Antique furniture and heirlooms
Fine art and rare collectibles
Vintage jewelry and watches

With agreed or appraised value options and broader protection against loss or damage, this coverage helps ensure your most treasured possessions are insured for what they’re truly worth—not a generic estimate.

Recreational Vehicles

Whether you’re a weekend traveler or a full-time RV owner, recreational vehicles come with unique insurance needs. RV insurance combines elements of auto and homeowners coverage to protect both your vehicle and the lifestyle that comes with it.

RV insurance can include coverage for:

Motorhomes, travel trailers, and campers
Liability while driving or parked
Personal belongings and onboard equipment
Vacation liability and emergency expenses

From short road trips to cross-country journeys, RV insurance helps keep you protected every mile of the way.

Watercraft and Motorsports

Your recreational vehicles are built for fun—but accidents, damage, and theft can happen anytime. Specialized recreational vehicle insurance helps safeguard your investments so you can focus on enjoying the experience.

We offer coverage options for:

Boats and personal watercraft (jet skis, wave runners)
E-bikes and electric recreational vehicles
ATVs, UTVs, and other off-road vehicles

With tailored policies designed around how and where you use your vehicles, recreational insurance provides peace of mind whether you’re on the water, the trail, or the open road.